Attention homeowners in Rogersville and Hawkins County: Need an appraisal?

The top seven reasons why TN homeowners use East Tennessee Real Estate and Appraisal:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a TN property tax assessment
  3. To reduce a mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a TN divorce, where property needs to be divided
  7. Determine the true market value of property in question to settle an estate in TN

Own a house in or near Rogersville, TN and need help deciding the value of it?
Contact East Tennessee Real Estate and Appraisal.

We at East Tennessee Real Estate and Appraisal understand the individual needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at East Tennessee Real Estate and Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At East Tennessee Real Estate and Appraisal, we're qualified in helping people just like you rid yourselves of unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from East Tennessee Real Estate and Appraisal is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be annoying from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. East Tennessee Real Estate and Appraisal can help you reinstate your home equity line of credit with an expert appraisal.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? An appraiser from East Tennessee Real Estate and Appraisal can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? East Tennessee Real Estate and Appraisal can help with that too. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.